Most people it seems need some kind of external motivation or influence to get them to learn. At some level they have concluded that they can't learn on their own, for example, they haven't the patience to stick with a subject more than a few hours or days. They may then decide to go to a university or become a Buddhist monk or join a Zen center or just hangout on some Buddhist chat forum. The good news is most people want to open themselves up to a learning experience—maybe adding to one's store of knowledge, or accepting new perspectives; yes, even questioning oneself. How far this goes is another matter. Even with a university degree most people's commitment to learning slows down without external motivation. Also, going to a Zen monastery in South Korea or Japan might end with lots of experiences but no profound gnosis of the unconditioned Mind.
At some point I contend, we have to learn on our own if we are going to achieve credible kensho. A university education, or being a Zen monk for a few years, may help to jump-start the self-learning process. We can learn many valuable skills. Even being a carpenter can be of help in that direction. We might be able to build a small retreat cabin in which to begin our voyage of self-learning and, hopefully, the discovery of our true nature (kensho). Even if we can't manage this and have a family to take care of, we can still benefit from having learned discipline: to stick to the task at hand until it is complete.
Getting to the stage of self-learning takes commitment, too, which is a kind of internal pledge that one makes to oneself to carry out some action. It helps to have no other place to turn to except a commitment to seeing one's unconditioned, true nature (kensho). It certainly facilitates and advances self-learning especially when it comes to meditation. It helped me. I can remember meditating in an old abandoned copper mine, beside many unnamed waterfalls, under trees, and even where coyotes often congregated. I quickly learned that in a few minutes I began to resonate with the immediate world around me which was not a human world. The wind blowing through the dry grass, the rocks and the stream helped to purge old habits—old ways of seeing which were too oriented to the intellect and artificial. This is what I learned on my own: a kind of spiritual self-responsibility. When it came to learning what the Buddha taught, I had to rely on myself which meant I had to change myself sufficient to understand the words of the Buddha.